Frequently Asked Questions
Do you accept insurance?
Modern Brain-Body Health is a direct-pay practice. We do not bill insurance.
Payment may be made by credit card, debit card, check, or HSA/FSA card.
If requested, we can provide a superbill for out-of-network reimbursement. Reimbursement, if any, depends entirely on your specific plan. We do not submit claims or communicate with insurance companies on your behalf.
We do not participate with Medicare and do not bill Medicare for services rendered. Patients enrolled in Medicare may not submit superbills for reimbursement.
Do you offer payment plans?
Yes, we offer payment plans for our membership subscription. Patients have two options. They can pay for the entire year as a one-time payment (5% discount) or pay on a monthly basis for 12 months.
Our Foundational Assessment is a separate screening appointment and one-time payment, which is not included in the membership. We don't offer payment plans for this appointment.
Why don’t you accept insurance?
This is one of the most common questions we get. In short, Dr. Fowler wants the freedom to practice medicine the way she believes it should be practiced. Insurance companies often determine what tests can be ordered, how much time a doctor can spend with a patient, and what treatments are covered.
Unfortunately, that model is simply incompatible with Functional Medicine, a type of personalized, root-cause care.
Functional medicine requires time. Dr. Fowler spends hours reviewing questionnaires, medical history, laboratory data, and previous records before each patient visit. During appointments, Dr. Fowler takes the time to listen, connect the dots, and create an individualized treatment plan. Simply put, that level of care is not supported by the traditional insurance model.
By remaining independent from insurance contracts, we can focus on what is best for the patient rather than what is approved by an insurance company!
What about laboratory testing?
With a few exceptions, we do NOT order labs using insurance. We have negotiated discounted rates with LabCorp and other specialty labs and pass these savings on to you. We can tell you the approximate cost of labs before ordering them.
It is important to understand that if you bill through insurance and they do not cover your lab work, it can cost you five to ten times as much, totaling at $2000 or more.
A few advanced or specialty tests may be covered by insurance. Coverage varies by plan, and it is the patient’s responsibility to verify benefits prior to testing.
Who is a typical Modern Brain-Body Health patient?
Our patients are individuals who want clarity, structure, and long-term strategy for their health.
Some are navigating:
- Brain fog or memory concerns
- Hormone imbalances
- Fatigue or burnout
- Metabolic dysfunction
- Insulin resistance
- Thyroid disorders
- Autoimmune conditions
- Cardiovascular risk factors
- Anxiety or sleep disruption
Others are high-functioning professionals who simply want to protect cognitive performance and prevent decline.
Many have been told their labs are “normal,” yet they do not feel optimal. We use advanced diagnostics and a brain-body systems approach to uncover underlying drivers that may not appear in routine screening.
Our goal is not just symptom management — it is measurable improvement and long-term resilience.
What do treatments involve?
Treatment plans are personalized and structured around your specific physiology and goals.
Strategies may include:
- Targeted nutrition and metabolic support
- Precision supplementation
- Sleep optimization
- Stress physiology regulation
- Movement and recovery strategies
- Hormone optimization when appropriate
- Prescription management when clinically indicated
Dr. Fowler integrates evidence-based conventional medicine with advanced functional and longevity-focused strategies. Recommendations are grounded in safety, efficacy, and long-term cognitive protection.
A collaborative, trusting relationship is central to the process. Time is intentionally invested in understanding your history, patterns, and long-term objectives.
Are you my primary care physician?
Modern Brain-Body Health is not a primary care physician. Instead, we provide specialized functional and brain-body consultation.
You are required to maintain a primary care physician for:
- Annual wellness exams
- Acute illnesses
- Urgent or emergency care
- After-hours medical needs
We do not provide urgent care services and do not respond to emergency requests. In the event of a medical emergency, you should contact your primary care provider or emergency services immediately.
Modern Brain-Body Health is designed for individuals who want focused, comprehensive, and forward-thinking care — with the time and depth necessary to build a sharper, stronger future.